Excess Protector Insurance
Excess Protector Insurance covers the amount you would normally pay out-of-pocket (the “excess” or “deductible”) when making a claim on your main insurance policy. It ensures you’re reimbursed or not required to pay this cost after a covered loss.
Minimise Your Out-of-Pocket Costs
In the event of an accident, theft, or damage, you shouldn’t have to worry about the extra expense of an insurance excess. This cover helps absorb that financial burden so you can recover faster.
Why Choose ADT Excess Protector Insurance
Does this mean I pay no excess at all?
Yes—if the claim is valid and covered under your main policy, the excess will be paid by the insurer.
Can I attach this to any insurance policy?
Yes, it’s commonly added to motor, fire, burglary, and other general insurance policies.
Is this expensive?
No. It is an affordable add-on that saves you from larger, unexpected out-of-pocket costs.
Does it cover all types of claims?
It applies only to claims that are admissible under the main insurance policy.