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Professional Indemnity Insurance

Professional Indemnity Insurance protects professionals and service providers against legal liability for negligence, errors, or omissions in the course of delivering professional services. It covers legal defense costs and any compensation awarded to clients due to your professional conduct.

Safeguard Your Reputation and Practice

Even the most experienced professionals can make mistakes. This policy ensures your business is protected if a client claims financial loss due to advice or services you provided.

 

Negligence & Errors

Covers claims arising from mistakes, incorrect advice, or breach of professional duty.

Legal Costs & Settlements

Includes legal fees, settlements, and court-awarded damages from covered claims.

Why Choose ADT Professional Indemnity Insurance

Protect Your Career and Financial Future
Ideal for consultants, engineers, architects, accountants, lawyers, and healthcare providers
Covers work-related mistakes that lead to client losses
Meets contractual and regulatory requirements for many industries
Preserves trust with clients and partners
Can be extended to cover defamation, breach of confidentiality, or intellectual property disputes

Who should have Professional Indemnity Insurance?

Anyone offering professional services or advice to clients—including consultants, designers, and advisors.

Does it cover past work?

Yes, retroactive cover can be included if declared during underwriting.

Is it a legal requirement?

In some professions and jurisdictions, yes. In others, it is highly recommended or required by contracts.

What’s not covered?

Intentional wrongdoing, criminal acts, and claims from known issues before the policy started.