Credit Card Insurance

Credit Card Insurance provides financial protection to banks, microfinance institutions, and other card issuers against fraudulent use of credit cards — including counterfeit cards, stolen cards, skimming, and online fraud. It helps reduce losses arising from unauthorized transactions and misuse.

Shielding Issuers from Card-Related Losses

This policy is designed to cover liabilities resulting from credit card fraud, whether committed by third parties or account holders. It’s a must-have for any institution issuing or managing credit cards.

Fraudulent Card Use

Covers financial loss due to forged, cloned, or stolen credit cards — including point-of-sale, ATM, and online transactions.

Card Issuer Liability

Insures the bank or card-issuing institution against liability for unauthorized transactions performed before notification of card loss.

Why Choose ADT Credit Card Cover

Secure Your Digital Payment Ecosystem
Covers lost, stolen, counterfeit, or cloned credit cards
Includes physical card and online transaction fraud
Helps financial institutions recover from fraud-related losses
Builds customer trust through secure card operations
Can be extended to debit and prepaid cards

Is customer fraud included?

Yes, losses from fraudulent use by the cardholder can be covered if proven.

Does this include online transactions?

Yes, fraudulent online purchases using stolen card information are covered.

Is there a time limit for reporting card loss?

Yes, coverage applies to transactions made before official loss notification — typically within 12 to 24 hours.

Can this be bundled with cyber insurance?

Yes, the policy can be extended or bundled with cyber risk coverage for comprehensive digital protection.