Our personal and commercial insurance covers
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Personal Covers
MARINE COVER
Covers physical loss or damage to all cargo being imported or exported around the world; Cover extends to insure all transit legs internationally and locally. The Marine Insurance policy can be taken by buyers, sellers, import/export merchants, contractors, banks—or anyone engaged in the import and export of goods or transportation of it within the country.
DOMESTIC PACKAGE
This type of policy generally offers you coverage against damage to residential homes, as well as loss or damage to the contents of a dwelling house including your valuable items worn or carried. It is termed as “package” because it offers a variety of covers under one policy and caters to everything in your household. Call/sms or Whatsapp us anytime.
FIRE POLICY
This policy will indemnify the insured against the loss of or damage to the property insured arising from fire as well as from allied perils such as earthquake, explosion, riot and strike, malicious damage, Special perils A-H and also man-made perils like overflowing or bursting of water tanks and pipelines, leakages from water sprinklers and so on.
BURGLARY
Our Burglary Insurance policy commits to hedging you against the loss or damage to property as a result of theft, following forcible or violent entry into or exit from the premises by a person or persons committing such theft. The policy is versatile covering both commercial and domestic platforms. The commercial platform confirms your business premises to operational continuity
MEDICAL INSURANCE
Is a type of insurance coverage that pays for medical, surgical, and sometimes dental expenses incurred by the insured.
TRAVEL INSURANCE
Coverage for risks associated with traveling such as loss of luggage, delays, and death or injury while in a foreign country
GROUP, PERSONAL ACCIDENT
Personal accident insurance is an agreement between the insurance company and the person insured where the former will provide financial compensation to the latter or his/her family in case of permanent disability/death caused directly and only due to any accident.
Commercial Covers
INDUSTRIAL ALL RISKS
This policy covers the necessary expense for removal of debris of insured property from the described premises as a result of physical loss, destruction or damage insured against under this Policy. The Company's total liability for debris removal is limited to the amount entered in the Schedule. Get in touch for enquiries and consultations. Call/sms or Whatsapp us anytime anyday.
WIBA
This is a policy that covers the employees of the insured whilst on duty and engaged in the execution of the Insured's business &/or any project undertaken by the Insured, against accidental bodily injury, disablement or death. If you feel that your employer failed to meet their responsibilities and negligence has led to you being injured, you can claim compensation by filing a work accident claim.
POLITICAL VIOLENCE/ SABOTAGE INSURANCE
Political Violence, Terrorism & Sabotage Insurance. The policy covers physical loss or damage to building and contents which belong to the insured directly caused by the following perils
EMPLOYERS LIABILITY
Protects employers from financial loss if a worker has a job-related injury or illness not covered by workers' compensation
GOODS IN TRANSIT
Goods in transit insurance, sometimes referred to as GIT, covers goods against loss or damage while being moved from one place to another. These goods can be being carried by individuals in their own vehicle, self employed drivers or contractors or by third party carriers.
Motor Covers
Motor Insurance
Vehicle insurance offers financial protection against physical damage or body injury resulting from traffic collisions or incidents in a vehicle including theft. Depending on your requirements, you can get 3 of the different types of insurance policies that you need for your car. This insurance cover is mandatory.
We offer 3 different types of motor covers which include:
TPOs
This is a third party cover that protects your car from liabilities. Expenses incurred from damages to the other vehicle, person or property involved in an accident with you. The beneficiary in this is a third party.
COMPREHENSIVE
This type of policy covers the policyholder in case of financial losses resulting from an accident or other damages sustained by the insured vehicle. A comprehensive insurance covers third part and third party property along with compensation for own losses as well.
COMESA
This is also known as yellow card insurance. This type of insurance is a regional TPO vehicle insurance. Countries covered include Kenya, Ethiopia, Rwanda, Tanzania, Uganda, Burundi, Sudan, Djibouti, Eritrea, Malawi, Democratic Republic of Congo, Zambia and Zimbabwe. This is cover applies to all those are crossing borders within the selected countries. This cover allows you entry into the countries. It can be for personal cars or commercial cars.
